Affidavit, Jurat, or Acknowledgment — Plain-English Guide
What do I need to know?
Courts and agencies ask for specific notarial acts. Here is the simple breakdown — and how to find out which one your document needs.
Written by: Terry May
NNA-Certified Loan Signing Agent | Mobile Notary Public — 25+ years in Ohio lending
This guide is part of our Southwest Ohio mobile notary resources.
Courts, agencies, and lenders ask for specific notarial acts by name. Knowing the difference between a jurat and an acknowledgment helps the appointment go quickly. The notary cannot choose for you — that decision belongs to the requesting party or your attorney — but understanding the terms keeps the conversation short.
Affidavit
A written, sworn statement. The notarization that goes with it is almost always a jurat.
Jurat
You swear or affirm the statement is true and sign in front of the notary. The notary administers an oath or affirmation, then completes the certificate. Used for affidavits, sworn statements, and similar documents.
Acknowledgment
You acknowledge to the notary that you signed the document voluntarily. There is no oath. The notary verifies identity and willingness, then completes the certificate. Used for deeds, powers of attorney, and most contracts.
Which Does My Document Need?
The document or agency instructions should specify. Look for:
— A pre-printed certificate at the bottom of the document — Language like "subscribed and sworn" (jurat) or "acknowledged before me" (acknowledgment) — Instructions from the requesting party (lender, court, recorder)
If nothing specifies, ask the requesting party or your attorney before the appointment. Choosing the wrong act can mean a re-signing.
Questions? Call (513) 226-9052 and we will help you check before we schedule.
We serve Hamilton, Warren, Butler, Montgomery, Greene, and Clinton Counties—see Service Areas.
Before We Arrive
Bring your document unsigned and a valid government-issued photo ID. If witnesses are required, we will let you know when you schedule.
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We're on the road every day across Warren, Hamilton, Butler, Montgomery, Greene, and Clinton counties. If you're in Cincinnati, Dayton, Mason, Lebanon, Kettering, or anywhere in between, same-day mobile notary appointments are typically available.
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25+ years in commercial and residential lending. Mobile notary serving Warren, Greene, Clinton, Butler, Hamilton, and Montgomery counties. Background screened, E&O insured, and impartial witness only — no legal advice.
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