Why Signed On Time Exists
After more than 25 years inside commercial and residential lending, I kept seeing the same problem: someone would have a closing, a refinance, a power of attorney, or a hospital signing that had to happen today — and no one could get a notary to the door when they needed one. Title companies had already closed for the day. Offices were locked. Lenders were unavailable after hours. Families were standing in hospital parking lots calling numbers that didn't pick up.
I was commissioned as a Notary Public by the State of Ohio on July 28, 2017, and Signed On Time exists because I saw that gap and decided to fill it myself. We're a small, local mobile notary practice based in Waynesville, Ohio. We come to you, on your schedule, with the same quiet professionalism you'd expect from someone who has sat at thousands of closing tables. No hard sell, no legal opinions, no surprises — just a calm, impartial witness who shows up on time and gets your documents handled correctly.
What an impartial witness actually does
A notary public in Ohio is an impartial witness. My job is to verify your identity, confirm you understand what you're signing and that you're signing willingly, watch the signature happen, and apply the official notarial certificate. That's the entire job — done correctly, every time.
What a notary doesn't do: give legal advice, tell you whether your document is the right document, fix language inside the document, or take sides. If you need legal guidance, please speak with a licensed Ohio attorney. If you need a witness who treats your signing with care and gets the certificate right — that's me.
Counties served
Mobile coverage across Southwest Ohio.
Service specialties
Document categories I work with most often.
- Ohio notary law
- Notary public acknowledgments and jurats
- Mortgage loan signings
- Estate planning notarization
- Healthcare power of attorney
- Living wills and advance directives
- Apostille and document authentication
- Ohio vehicle title transfer
- Bedside and hospital notarization
- Bill of sale notarization
Professional standards I keep
On time, every time
If we agree on 2:15, I am there at 2:10. Closings and hospital signings can't wait.
Identity verified the right way
Government-issued photo ID, checked carefully, every signing — no shortcuts.
Strictly impartial
No legal advice, no opinions on your documents, no taking sides between parties.
Bedside-appropriate calm
Hospital and care-facility signings handled with patience and respect for the family.
Common questions about working with me
Are you a real Ohio notary, or a national service?
I'm a single Ohio-commissioned notary public based in Waynesville. When you book Signed On Time, you're booking me — Terry May — not a dispatcher. NNA certified, background screened, and E&O insured.
Can you tell me if my document is correct?
No, and I won't pretend to. Reviewing or interpreting legal documents is the practice of law. I verify identity, witness signatures, and complete the notarial certificate. For document advice, please speak with an Ohio attorney.
How far will you travel?
I cover Warren, Greene, Clinton, Butler, Hamilton, and Montgomery counties as standard service area. Longer trips are possible by appointment — just ask.
Can you come to a hospital, nursing home, or hospice?
Yes, regularly. Bedside notarizations require the signer to be alert, oriented, and signing willingly. I'll make that determination at the bedside the way Ohio law requires.
Do you do loan signings for title companies and lenders?
Yes. NNA Certified Signing Agent with a Loan Signing System background, an annual background screening, and a $2 million E&O policy. I've sat on the lender side of thousands of files, so the package gets handled right.
Is Signed On Time veteran-owned?
Yes. Signed On Time is owned and operated by a U.S. military veteran.
How I work
Your time matters, and some documents simply can't wait. I bring notary services to you — at home, in the office, at a hospital, or in a care facility — because that's where the need actually is.
Every signing gets the same attention, whether it's a straightforward acknowledgment, acar title transfer, or a complex loan signing. I verify identity carefully, witness the signature properly, and complete the notarial certificate correctly. Nothing gets rushed. Nothing gets assumed.
If you need estate planning documents notarized or hospital bedside service, I understand the urgency and the stakes. I've handled signings in living rooms, conference rooms, and intensive care units. The setting changes. The standard doesn't.
Professional Certifications
National Notary Association Certified
Certified and background-screened notary public
Loan Signing System Certified
Specialized training in loan document execution
Why Choose Us
Available 7 Days a Week
Evenings, weekends, same-day — appointments fit around what's actually happening, not standard business hours
Mobile Service Area
I come to you — home, office, hospital, or care facility — anywhere in Southwest Ohio
Fully Insured
Errors and Omissions insurance is in place before I ever knock on a door
Professional Experience
Over a thousand signings handled, from routine acknowledgments to hospital bedsides, with the same attention every time
Our Experience
1000+
Documents Notarized
7 Days
Weekly Availability
6 Counties
Southwest Ohio Coverage
What Our Clients Say
"Terry was quick to respond and answered all my questions. He was flexible to meet at my convenience and was very professional. Highly recommend!"
"Terry was fabulous to work with. I would recommend any title company who cares about a seamless process to utilize him. He went out of his way to make the experience easy and was extremely personable. Located here in Warren County Ohio. I would advise using him again."
"Terry May came to our home and provided the two additional disinterested witnesses I needed for our document signing. He is clearly a professional and expert in this field. I would highly recommend him."
"Terry was great, did a signing for a client of mine and they loved him. Will definitely use again for any loan closings I have in the area."
"Terry is great! we were very last minute and in an emergency we needed him asap and he was there no problem! he was very accommodating to the time we needed notarized. He was super nice!"
"Five stars"
Professional Resources
Expert Guidance & Educational Content
For detailed guidance on specific notarization topics, explore our comprehensive blog articles:
Credentials and Certifications
- NNA Certified Notary Public
Trained and tested to the highest standard by the National Notary Association
- NNA Certified Loan Signing Agent
Specialized training for mortgage closings — the same document package, handled the same way, every time
- Background Screened and Verified
Cleared through a national background screening, renewed annually, before I show up at your door
- Errors and Omissions Insurance
Covered by a $2 million Errors and Omissions policy on every signing, no exceptions
- 25+ Years Commercial and Residential Lending Experience
Two and a half decades in commercial and residential lending, most of it spent at the closing table, before I became a notary myself
- Veteran-Owned Business
Owned and operated by a U.S. military veteran
How I approach the work
Show up on time
If we agree on 2:15, I'm there at 2:10. Closings can't wait. Hospital signings can't wait. Being on time is the baseline, not a selling point.
Verify, don't assume
Every ID gets checked. Every signature gets witnessed. Every certificate gets completed before I leave. No shortcuts, no exceptions.
Stay impartial
I don't review your documents for correctness. I don't take sides between parties. I witness signatures, verify identity, and complete the notarial act. That's the scope.
Handle pressure calmly
Estate signings and hospital visits come with real emotional weight. I keep the process calm, clear, and respectful. The people matter as much as the paper.